NetSpend — A Reliable Way To Add Cash To Your Prepaid Debit Card

Deepak Gupta
3 min readAug 23, 2019

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Image source: Script to Screen

NetSpend Corporation offers prepaid debit cards. The company’s products are a gift, general-purpose reloadable, payroll, and travel cards. Also, it offers inventory and security controls, renewals, and lost and stolen card management and replacement services. The company has a strategic partnership with Capital One.

If you can’t build a credit history without credit, and you can’t take credit without a credit history, what can you do? It is almost impossible to rent a car, stay in a hotel, or purchase online without a credit card. Though many of the major credit card companies won’t give you a card without a credit history, Netspend will.

They provide pre-approved credit cards to any U.S. resident regardless of credit history and without any upfront costs. With no credit check, no contract, no commitment. You can use it for online purchases, plane tickets, car rentals, and even pay your bills. Also, get your cash anywhere through ATMs. Furthermore, you will get your credit card within one week absolutely free.

NetSpend is one of the leading companies that provide reloadable prepaid cards and prepaid debit card services in the U.S. The company’s debit cards enable virtually anyone to make purchases, pay bills, secure reservations, and purchase online without the need for a credit history or bank account. The mission is to empower consumers with the convenience, security, and freedom to be self-banked.

NetSpend’s stated goal is to give people who lack established credit or banking relationships with the security, flexibility, and convenience typically associated with debit and credit cards. The subprime credit consumer is normally charged with higher fees on these product’s transactions and features when compared to mainstream consumers that receive them for free or at little cost. The additional cost is typical of the additional risk that accompanies the typical consumer profile who is shunned by traditional financial institutions.

You can then request that all of your earnings be directly deposited to your credit card. To get one simply by ordering your free card online Mine only took 3 days for delivery. Then, activate your new card once you get it in the mail. Then, load funds with direct deposit through reload packs or by visiting any reload center nationwide or online with PayPal. Now, you can use it everywhere Visa or MasterCard debit cards are accepted.

NetSpend credit cards give you unlimited access to the largest payment network ever. You can use your credit card at millions of places worldwide. It is safer than carrying cash and it goes where cash can’t — such as online and over the phone. You have a good selection now. Take control of your finances, manage your account and simplify your life.

More importantly, your Netspend savings account will get interest. Since that makes this stored value card act more like a bank account. But the biggest problem with stored value cards is that customers don’t gain the credit building benefits of banking and checking accounts. In response, Netspend says that they will launch a credibility program later this year.

This is a stored-value card. It seems like a credit card but acts like a debit card. However, instead of being tied to a checking account, you have to fill up the card with cash before you use it.

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Deepak Gupta
Deepak Gupta

Written by Deepak Gupta

Deepak Gupta is blogger, entrepreneur, marketer, and owner for several stunning technology blogs.

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